Tuesday, August 28, 2007

Zecco

Featured Post from CCCXXII - Finance

Have you ever heard of Zecco Trading?

They are a newer stock broker... not much over a year old or so.

I have an IRA account with them.

To be honest, since they are so new, they have had some technical issues but nothing that has been so bad that it has bothered me.

What's to get bothered about? They offer free stock trades. And a pleasant surprise was the price improvement in their order execution system. While ya can't get price improvements all the time there are times (especially during market volatility) when your order gets executed at a better price than what you specified... i.e. you receive bigger proceeds from a sale or have to invest less on a buy.

So, overall, I've been pretty happy with them.

They do have fees for certain things like most brokers do. IRA fee $30.

Here is the commission schedule:

Minimum Balance

Equity Trades

Options Trades

$2,500 or above

10 free trades/month,
$4.50 thereafter

$4.50 per trade
+
50 cents per contract

Below $2,500

$4.50 per trade


That's a pretty low cost for trading or investing and with pricing like that you can easily build a diversified, liquid portfolio.


As of today, I've made 146 stock trades without a commission since May 2007. With my other broker that would have costed $2,182.70. But with Zecco my trading costs were Zero.*

Over the long term, just imagine how saving on trading costs will benefit you in retirement by compounding your savings at just a modest interest rate over 20 years... Let's see, $2k saved per year compounded for 20 years at say 4% = $130,015... that'll stuff your piggy bank. :0)

Zecco Trading... free stock trades

Update: 10-1-2007

*146 trades were made before changes in the commission schedule while the broker offered up to 40 free trades per month.

Monday, August 27, 2007

Smart Google!

Watching the Google Ad's adjust to my blog posts is both amazing and amusing.

Google Bot... you're awesome!

*smile*

IRL cars: Going Green... or Lavender

The Beginning
..
Untitled Inversion

Untitled Inversion II

Sunday, August 26, 2007

Got this email 3 times today... perhaps, that is a sign to share it.

A young man had been to Wednesday night Bible Study. The Pastor had shared about listening to God and obeying the Lord's voice. The young man couldn't help but wonder, "Does God still speak to people?"

After the service, he went out with some friends for coffee and pie, and they discussed the message. Several different ones talked about how God had led them in different ways.

It was about ten o'clock when the young man started driving home. Sitting in his car, he just began to pray, "God ... If you will speak to me. I will listen. I will do my best to obey."

As he drove down the main street of his town, he had the strangest thought to stop and buy a gallon of milk. He shook his head and said out loud, "God is that you?" He didn't get a reply and started on toward home. But again, the thought, buy a gallon of milk.

The young man thought about Samuel and how he didn't recognize the voice of God, and how little Samuel ran to Eli.

"Okay, God, in case that is you, I will buy the milk." It didn't seem like too hard a test of obedience. He could always use the milk. He stopped and purchased the gallon of milk and started off toward home.

As he passed Seventh Street, he again felt the urge, " Turn down that street." This is crazy he thought and drove on past the inter-section. Again, he felt that he should turn down Seventh Street. At the next intersection, he turned back and headed down Seventh. Half jokingly, he said out loud, "Okay, God, I will."

He drove several blocks, when suddenly, he felt like he should stop. He pulled over to the curb and looked around. He was in a semi commercial area of town. It wasn't the best, but it wasn't the worst of neighborhoods either. The businesses were closed, and most of the houses looked dark like the people were already in bed.

Again, he sensed something, "Go and give the milk to the people in the house across the street." The young man looked at the house. It was dark and it looked like the people were either gone or they were already asleep.

He started to open the car door and then sat back in the car seat. "Lord, this is insane. Those people are asleep and if I wake them up, they are going to be mad, and I will look stupid." Again, he felt like he should go and give them the milk.

Finally, he opened the car door. "Okay God, if this is you, I will go to the door, and I will give them the milk. If you want me to look like a crazy person, okay. I want to be obedient. I guess that will count for something, but if they don't answer right away, I am out of here."

He walked across the street and rang the bell. He could hear some noise inside. A man's voice yelled out, "Who is it? What do you want?" Then the door opened before the young man could get away.

The man was standing there in his jeans and T-shirt. He looked like he just got out of bed. He had a strange look on his face, and he didn't seem too happy to have some stranger standing on his doorstep. "What is it?"

The young man thrust out the gallon of milk, "Here, I brought this to you."

The man took the milk and rushed down a hallway. Then from down the hall came a woman carrying the milk toward the kitchen. The man was following her holding a baby. The baby was crying. The man had tears streaming down his face.

The man began speaking and half crying, "We were just praying. We had some big bills this month, and we ran out of money. We didn't have any milk for our baby. I was just praying and asking God to show me how to get some milk."

His wife in the kitchen yelled out, "I asked him to send an Angel with some. Are you an Angel?"

The young man reached into his wallet and pulled out all the money he had on him and put it in the man's hand. He turned and walked back toward his car and the tears were streaming down his face. He knew that God still answers prayers.


Unsigned - Anonymous


awww...*teary*

First Correct Comment Contest #1

First person to correctly answer gets $5.00

What movie is the following quote from?

"Girls don't pay - guys pay!"

Saturday, August 25, 2007

Rainbow

Just got back from eating out at Hoggy's where I dined on a Pull Pork Dinner with mashed potatoes and gravy, fancy green beans and corn bread! Yum!! Oh and sweet tea. :0)

On the way out there were the biggest fluffiest clouds in the sky that I can recall in quite some time.

There was blue sky and big fluffy white clouds. One cloud in particular was sooo big and soooo fluffy that it filled the sky from the ground to way up high. So much so, and in such a shape that it almost looked like a mountain.

There were also some darker clouds... but nothing too ominous.

BTW, It's been pretty hot here lately with the temp hanging around 100 degrees F.

When we came out from enjoying our meals we found that it was just barely sprinkling. Not much precipitation at all really.

Approaching home, there was a beautiful rainbow in the sky. How pretty.

It hadn't really rained much. The streets were kinda wet, but the clouds hadn't really given too much of a soak, at least, not yet. However, it was surely a lot cooler... surprisingly so. So, we have some relief from the heat and the promise of a rainbow.

:0)

IRL

ZOOOOOOOOOM!











On August 11, 2007 the Indy Racing League came to Sparta, KY to go fast and turn left. My nephew is on a mailing list linked to Penske Racing and they send him passes every year. And so, for the past 3 years he has invited me to go.















This was my 4th Indy race. It was a pretty good race. I took my digital camera for the first time to this event. I spent a lot of time trying to figure out how to capture these amazingly fast cars all the while missing a fair part of the race.


These cars are soooo fast... I can't tell you how many pictures had empty frames from where the cars just passed by too fast and were gone before the lag time of my camera had passed. But I got some shots that I like and we saw some good racing.



Actually, there were two races that night the Indy Pro Series ran a 67 lap race after the IRL cars were done. I've seen Busch Series racing and Indy racing at the Speedway. It's a pretty place to race nestled in the rolling hills of Kentucky.

Cars entering pit row.















Cars racing off pit row.
















The conclusion of Dario's wheels up in the air crash.

I was able to get a pic of the cars crashing into the wall, with sparks and pieces flying. Just a second before that Dario was flying past me at the level of the top of the catch fence... right before my eyes. Stuff happens sooooo fast at 200 mph. I said "holy freakin' cow" and barely had time to utter that before I placed my shutter down the track where they were already into the wall with a flash and a crash.

Later, I watched the sports news and Dario said he didn't know the race was over. Yikes... so he didn't lift when everyone else did and he raced right over the car in front him which launched him up in the air, the second time in 2 weekends of racing in which he took to flight. A wicked wreck it was... Everyone was OK though.

Earlier, in the race, Danika spun in Turn 2 after a tire blew out. A spin that really had me worried as she was spinning and heading towards a safety vehicle that was rolling down the back stretch.


To see video of Danika's spin and Dario's Flight I've found a link to ESPN:

http://sports.espn.go.com/rpm/news/story?seriesId=1&id=2970488

Sorry folks, the story is still there but the video stream from the Disney server no longer streams.

Friday, August 24, 2007

Kicks

Recently, I've been on a YouTube Kick. hehe

Kicks... I go on kicks on a fairly regularly basis.

For a while now it has been Starbucks CoFfEe... *jitters* This kick has lasted for some time now... hmmm... Perhaps, I'm hooked. hehe

And as of late, I've also been on a dessert kick and going to the bake shop with great frequency... Pies and cakes... cakes and pies. *smile*

Red Velvet cake, Lemon Meringue and Coconut Meringue pies have been my kicks craving.

Yum!

P.S. Never had Double Cherry Pie... sounds like it could be good though.

Like Double Cherry Pie?

Recently, I was listening to a local station on the FM dial. Man, they played a song I hadn't heard in forever. I'd even forgotten who the artist was and about their musical contribution and cover tune "Comin' Up From Behind" to the movie Cruel Intentions... Sorry guys. You freakin' rock!

"Yeah Momma this must be my dream."

Check it out, Marcy Playground, if you please...

http://www.youtube.com/watch?v=YDAXltfj8-Y
"Sex and Candy" * **


"Comin' Up From Behind" **


"Sherry Fraser" **

*Slightly risque lyrics.

**onionsamoungus, me, we... whatever you want to call us is not responsible for content on linked to sites.